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đ¤đŋ Welcome back to the Better Than Points Newsletter - the premier place for all things Credit Card Points News and Travel
My nameâs Luis and Iâm the one writing this (hit me up here!)
Something's brewing, and I'm here to call it out.
Weâve got some changes I don't like and a way to score a good chunk of points.
Let's get into it
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A Message from Me

Want to travel in business and first class with your points?
I still remember the first time I tried booking a flight with points. I thought I was getting a deal, but between confusing award charts, hidden fees, and bad redemption rates, I spent way too many hours (and way too many points) just to book a single ticket.
Looking back, I couldâve booked it in half the time and saved thousands of points if someone had just shown me how.
Thatâs where I come in.
Hereâs how I can help:
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Tell me where you want to go, and Iâll make it happenâ in style (business & first class).
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Leverage my 10+ years of experience to save time and maximize your miles.
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Skip the frustration of award searches and hidden feesâ Iâll find the best deals for you.
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Fly better, for lessâ experience business and first class without paying out of pocket.
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Get your trips booked for the yearâ rates start at $1k for two people roundtrip, and the experiences are priceless.

Travel News
Chase Referral Update (LINK)
Who hurt Chase?
Because right now, Chase is on a tear with update after update and none of them are looking great.
The latest one is the new terms and conditions on Chaseâs new business card.
âEffective October 7th, 2025, you will be eligible to receive referral bonus awards for new Chase Business card customers only. Referrals of individuals with existing Chase business card accounts will no longer qualify for the referral bonusâ
This is a big deal.
For a long time, you could refer friends and keep the referral train rolling, picking up easy bonus points along the way.
But it looks like thatâs going away.
And honestly, the scariest part is, if theyâre doing this on the business side, whatâs stopping them from applying it to personal cards next?
This follows a string of recent changes like removing the 48 month rule but replacing it with a new rule that you can only earn an intro bonus once per Sapphire product.
Chase is definitely shaking things up.
Weâll have to see how it plays out and whether we can still squeeze the same value from Chase points, especially with all the updates coming to the travel portal.
New Way To Earn 1 Million Miles (LINK)
Nothing better than free miles.
Turkish just dropped details on a wild new challenge and honestly, iâm behind it.
Miles & Smiles members who fly to 6 continents with Turkish Airlines will earn 1 million miles.
And no, this isnât a raffle or one lucky winner.
Everyone who completes the challenge gets the million miles.
Hereâs the fine print
Travel and ticketing must happen between June 27, 2025 â October 27, 2025
Unfortunately, award travel doesnât count, so youâll need to book paid flights
Still... for a million miles? Thatâs seriously tempting.
ANA One Way Award Flights (LINK)
For the longest time, ANA has had some of the best business and first class seats you could book with points.
We flew their business class from Tokyo back to New York and it was solid.
The only downside? You could only book round trip with ANA miles.
So most people used Virgin to book one ways instead.
But that just changed.
As of the end of June, you can now book one way ANA award flights using ANA miles directly.
And weâre starting to see some nice options pop up.
Hereâs ANA Award Chart along with the chard for using ANA miles for Partner Award Flights.
One way U.S. to Europe flights are now showing up for 50,000 ANA miles in business class.
Flights from North America to Tokyo on ANA are showing for as low as 65,000 - 108,000 miles one way in business
This is a game changer because ANA has way more award availability for their own flights than what they release to partners like Virgin or United.
If this is something on your list, book it now, Iâd be shocked if this pricing sticks around once more people catch on.

đ¤ Hack
S/O to Kerr for reminding me of this since I made my account so long ago but if you want to make a Turkish Airlines Miles & Smiles mileage account you need to download the app and make your password just numbers.

đī¸ Luisâ Lounge
Each week, Iâll share something cool Iâve discovered or tackle a question from the community. Itâs my little corner to explore ideas, offer fresh perspectives, and hopefully spark your own curiosity.
Somethingâs Brewing Over at Bilt
Iâve started to see some rumblings that Bilt is closing in on a new round of funding.
Normally, I wouldnât bring this kind of thing up, but since Bilt is now one of the few credit card issuers in the points game and theyâve been teasing new cards this feels worth paying attention to.
From what Iâve seen, this raise could be the catalyst that finally helps them roll out some of the features theyâve been hinting at, like:
Launching new credit cards
Moving into the mortgage space, with rewards tied to your mortgage
That second one especially would be interesting.
Now, for a little context, Biltâs last valuation in August was $3.25B. And the word is theyâre being valued closer to $10B.
Thatâs nearly a 3x jump in valuation, and if it holds true, it likely means a fresh wave of cash thatâll give them the flexibility to move quickly.
Whether itâs expanding into new products, launching cards, or doubling down on loyalty partnership, theyâve now got the runway to make it happen.
And honestly, with Chase tripping over itself lately, I wouldnât be surprised if Bilt sees this as the perfect moment to make a move.
So Iâm calling my shot now: I think weâre going to see something big from Bilt before the end of the year.

Check out these crazy award deals!
đŦ Secret Travel Research
This section includes some of the best award flights of the week bookable with points and miles.
Some decent flights out of ORD to Tokyo later this month

đĨī¸ TravelBot
Chat with TravelBot - my AI clone. Itâs trained on every newsletter Iâve published along with my 10+ years of points and credit card knowledge đ§ .
Itâs also trained on my voice, so you can call it and have a full blown conversations. Give it a try and let me know what you think.

đ My Favorite Finds
This section includes some of the best links videos and articles of the week around the points and travel community
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Appreciate you,
Luis đ¤đŋ

When youâre ready, here are 4 ways I can help you:
My free toolkit - Iâm sharing all the tools I currently use in my business to help find and book luxury travel.
My Current Favorite Cards - I always get asked what my current favorite credit cards are. Well, here they are yes, itâs an affiliate link.
Ultimate Credit Card Points Workshop - Learn my step by step system to book flights and hotels with points, even if youâre just starting out.
Turn your business spending into international flights. If you're an entrepreneur with a high-revenue business and love to travel first or business class internationally, I'd love to work with you.

What did you think of this weeks news?
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